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Company :- RBL Bank
Position :- Financial Inclusion – Product Manager / Senior Product Manager Loans
Grade -:Manager/Sr. Manager/ Asst. Vice President
Location:- Mumbai
Job Description
| Job Description | |||
| Job Title | Financial Inclusion – Product Manager / Senior Product Manager | ||
| Grade | Manager/Sr. Manager/ Asst. Vice President | ||
| Department | Financial Inclusion Business | ||
| Location | Mumbai | ||
| Reporting To | Product Head – Financial Inclusion | ||
Position Purpose
Responsible for a full range of activities in Product role viz. Financial Performance, Risk Management and Profitability
End-to-End Business Product Management for Bank and Business Correspondents with ownership of processes related to Bank Vision, Strategy, Performance Excellence, Service Excellence, Business Excellence, Operations Excellence, Cost Management, Operational Risks, IT, Business Correspondent Channels, and Efficiency improvement for Collections and Business
Deliver straight through solutions for Business improvements, Collections and straight through processes.
Position Responsibilities
- Ownership of existing products and identification of new product opportunities across business lifecycle.
- Develop and Design new product launches suitable for the Business Segment.
- Manage complex and key enhancements for the product.
- Undertake prompt and conclusive action/decision/recommendations for critical issues identified
- Monitor and review system performance and error failures/exceptions and fix issues
- Participate in Business and Technology Strategies and Planning to ensure Business delivery
- Business analysis and functional expertise to design and implement solutions for Business improvement.
- Well versed on industry trend and best practices in BC model
- Design Digital Collections platform extended to partners and solution end to end process of operations effectively.
- Review Cost Control measures for the Business and implement effective solutions and processes for Internal bank and partners/vendors.
- Manage Tech developments with IT independently.
- Collaborate with Cross functional teams including risk, credit operations, tech and marketing BC partners
- Partnership management efficiently and review commissions and payout related to Business and work aggressively on business development, promotion and building profitability of the product.
- Introducing and keeping the business measurements and preparing data reports and dashboards
- Making processes effective and efficient by continuous improvement.
- Design workflow and make appropriate recommendations that will positively impact operational effectiveness.
- Formulation of Standard Operating Procedures and ongoing monitoring through Standard Measurement Systems & Controls to ensure Continuous Improvement.
- Ability to bridge technology and business goal to provide productive solutions to the required stake holders.
- Capability to re-engineer and redefine processes.
- Experienced in interfacing with key business units including Product, Operations, Vendor
- QUALIFICATIONS AND EXPERIENCE REQUIREMENT Qualifications
Essential
MBA and/or CA or Graduate with additional relevant experience
| Experience | |||||
| Essential | Min. 8 years with at least 5 years in Banking and Product Role | ||||
| Preferred | Experience in Bank Product Role & IT Improvements | ||||
| Excellent communication, negotiation and influencing skills | |||||
| Ideally prior experience working for a Fintech, Consultancy or a Bank. | |||||
| Background in Banking Product role with expertise in Business Analytical functions | |||||
| Ability to structure, plan and execute products covering various business areas | |||||
| B. COMPETENCY REQUIREMENTS | |||||
| a. Technical Skills | |||||
| Skill | Attribute | ||||
| Product | Overall Product Management, including | ||||
| Management | • Designing and Developing | ||||
| • Initiating & Planning | |||||
| • Delivering results | |||||
| • Monitoring & Controlling | |||||
| • Product Risks | |||||
| • Stakeholder Management | |||||
| Business | • Requirement gathering to produce structured, functional specifications | ||||
| Analysis | • Working on complex data elements | ||||
| • Proven record of working through the full product life cycle | |||||
| • Experience of working in a banking change environment | |||||
| • Strong analytical skills | |||||
| • Strong stakeholder management | |||||
| • Excellent communication skills | |||||
| Consulting | • Dealing with a cross section of colleagues, influencing skills and building bridges | ||||
| Skills | to achieve desired results | ||||
| • Business Analysis, Product Management | |||||
| • Ability and flexibility to work in disparate business areas of the Bank | |||||
| • Delivery Excellence in reports & presentations produced | |||||
| EUC Skills | Expertise in MS Excel, Word & PowerPoint | ||||
| Creating smart & effective PowerPoint decks | |||||
| b. Behavioural Skills | |||||
| Competencies | Attribute | ||||
| Self-Driven | Energetic, Self-starter & self-driven & should continuously improvise | ||||
| Accountability | Being answerable and liable | ||||
| Analytical Thinking | The scientific approach to problem solving. Definition; Hypothesis; Facts; | ||||
| Analysis; Solution. | |||||
| Attention to Detail | Being meticulous and checking the nitty gritty | ||||
| Conceptual Thinking | Ability to identify patterns or links between seemingly unrelated issues | ||||
| Creativity | Creating new & imaginative ideas to be applied as solutions | ||||
| Teamwork | Working Collaboratively to achieve the common goals | ||||
| People Skills | Understanding people; using appropriate approaches to obtain results | ||||
| Communications | The ability to convey information to others effectively and efficiently | ||||
| Time Management | Managing time effectively – allocating the right time to the right activity |
Problem Solving | Using generic or ad hoc methods, in an orderly manner, for finding solutions |
| to problems | |
| Initiative | Ability to assess and take initiatives independently |
| Active Listening | Ability to listen, comprehend & have an eye for details |
| Result Oriented | End Result Time-Bound Delivery Skill |
For Management 2000 Placements & Recruitments Pvt., Ltd.,
Seema Kakra
Business Consulting Partner
Contact:+91 7878551502
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