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Company :- RBL Bank
Position :- Policy & Portfolio Monitoring-Retail Assets
Location:- Mumbai
JOB Description-:
| Job Description | |||||
| Job Title | Policy & Portfolio Monitoring-Retail Assets | ||||
| Grade | SM/AVP | ||||
| Department | Retail Credit | ||||
| Location/Branch | Goregaon/NOC | ||||
| Reporting To | Sridhar Bhattar | ||||
- Position Purpose
The candidate will be pivotal in driving all technology developments on behalf of the Retail Risk team, be a part of Product structuring discussions, developing portfolio segmentation to identify stress pool, manage all projects with respect to new product/policy implementation. The incumbent needs to have strong numerical skills and must have analytical mind-set. The candidate will have immense learning opportunities as the role encompasses an over-arching understanding of the whole gamut of retail loan products including Loan Against Property, Home Loans, Auto & 2wheeler Loans, Agri Loans, Tractor loans, Gold Loans, Cards, MFI for the Risk Department.
Position Responsibilities
| Sr. | Key Responsibilities (Please mention all the responsibilities expected from the incumbent to perform) |
Position Responsibilities
Sr. Key Responsibilities (Please mention all the responsibilities expected from the
incumbent to perform)
- Closely Associate with stakeholders to deliver projects on technology/process with overarching knowledge on all key retail asset products vis; Credit Cards, Retail Loans, MFI, Agri Loans
Responsible for portfolio risk analytics, including portfolio segmentation, acquisitions performance reviews, etc. with a view to build a resilient retail asset portfolio
Maintain current knowledge of business, organizational, credit risk and technological changes as well as pertinent internal and regulatory policy and procedural requirements to ensure review.
- Be part of credit risk model development processes across products; ensure new models follow the requisite analytical and functional rigor in terms of model quality, performance and stability. Has good analytical thinking, strong coding skills, and an eye for detail. Excellent time management capabilities
- Be on the forefront to drive technology projects as a SPOC from retail risk, by providing inputs to ensure robust risk framework
Should be able to independently drive projects and manage relationship with stakeholders and has good analytical thinking and an eye for detail with excellent time management capabilities
- Develop dashboards/ automate MISes to monitor various Key Risk Indicators (KRI) of Retail Asset PF
- Product management experience
B. Qualifications and Experience Requirement
Qualifications
| Essential | Candidate with Full time MBA/CA/Post Graduate Degree. | |||
| • Experience | ||||
| Essential | 1) | Work experience from the range of 4 to 5 years especially in | ||
| the financial services industry | ||||
| 2) | Understanding of key risk elements and Retail Lending | |||
| products will be important. | ||||
a. Skills
| Skill | Attribute |
| Technical & Functional | Knowledge of MS office tools as such Power Point, Word & Excel is must. |
| Having proficiency in advanced excel will be an added advantage. | |
| Proficiency on languages such as R, SQL, Python also will be | |
| advantageous. | |
| Behavioral | Candidate must have the flair to explore learn and deliver in a high |
| challenging environment. | |
For Management 2000 Placements & Recruitments Pvt., Ltd.,
Seema Kakra
Business Consulting Partner
Contact:+91 7878551502
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