Job Category: Credit Strategy Manager
Job Type: Full Time
Job Location: Mumbai
Company Name: RBL Bank
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Company :- RBL Bank
Position :- Credit Strategy Manager
Location:- Goregaon/NOC
Grade:- M/SM
Job Description
| Job Title | Credit Strategy Manager |
| Grade | Manager/Senior Manager |
| Department | Retail Risk |
| Location/Branch | Goregaon/NOC |
| Reporting To | Sridhar Bhattar |
- Position Purpose
| This position will entail the candidate to work across different departments and be the mouth-piece of the Risk Heads and CCO. The candidate will be pivotal in driving all technology developments on behalf of the Retail Risk team, be a part of Product structuring discussions, developing portfolio segmentation to identify stress pool, manage all projects with respect to new product/policy implementation. The candidate will have immense learning opportunities as the role encompasses an over-arching understanding of the whole retail loan products like Cards, Retail Loans, MFI across various segments for the Risk Department. |
Position Responsibilities
| Sr. | Key Responsibilities (Please mention all the responsibilities expected from the incumbent to perform) |
| 1 | Closely Associate with stakeholders to deliver projects on technology/process with overarching knowledge on all key retail asset products vis; Credit Cards, Retail Loans, MFI, Agri Loans |
| 2 | Responsible for portfolio risk analytics, including portfolio segmentation, acquisitions performance reviews, etc. with a view to build a resilient retail asset portfolio |
| 3 | Maintain current knowledge of business, organizational, credit risk and technological changes as well as pertinent internal and regulatory policy and procedural requirements to ensure review. |
| 4 | Collaborate with various stakeholders viz. Credit Risk, Collections, Business, Retail Analytics and Operations to strengthen the existing credit review processes and advise changes in credit policies based on learning’s from credit risk reviews and portfolio reviews. |
| 5 | Be on the forefront to drive technology projects as a SPOC from retail risk, by providing inputs to ensure robust risk framework |
| 6 | Should be able to independently drive projects and manage relationship with stakeholders and has good analytical thinking and an eye for detail with excellent time management capabilities |
| 7 | Product management experience |
- Qualifications and Experience Requirement
| Qualifications | |
| Essential | Candidate with Full time MBA/Post Graduate Degree from premier institutes only. |
| Experience | |
| Essential | Candidate with 2 years work experience in BFSI sector |
- Skills
| Skill | Attribute |
| Technical & Functional | Knowledge of MS office tools as such Power Point, Word & Excel is must. Having proficiency in advanced excel will be an added advantage. Proficiency on languages such as R, SQL, Python also will be advantageous |
| Behavioral | Candidate must have the flair to explore learn and deliver in a high challenging environment. |
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kalpana@careerzodiac.com
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