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Company :- RBL Bank
Position :- Financial Inclusion – Liabilities Product Manager / Senior Product Manager
Grade -:Manager/Sr. Manager/ Asst. Vice President
Location:- Mumbai
Job Description
| Job Description | |||
| Job Title | Financial Inclusion – Liabilities Product Manager / Senior Product Manager | ||
| Grade | Manager/Sr. Manager/ Asst. Vice President | ||
| Department | Financial Inclusion Business | ||
| Location | Mumbai | ||
| Reporting To | Product/Process Head – Financial Inclusion | ||
Position Purpose
Responsible for a full range of activities in Liabilities Product role viz. Financial Performance, Risk Management and Profitability.
Increase range of products for Crossell through Bank and Business Correspondent Channel. Ensure the operational effectiveness and excellence of the business unit
End-to-End Business Product Management for Bank and Business Correspondents with ownership of processes related to Bank Vision, Strategy, Performance Excellence, Service Excellence, Business Excellence, Operations Excellence, Cost Management, Operational Risks, IT, Business Correspondent Channels, and Efficiency improvement for Collections and Business.
Deliver straight through solutions for process improvements.
Manage regulations related to Liabilities product through automations and effective controls.
Position Responsibilities
- Design, develop end to end product effectively suitable for the Business and Customer Segment.
- Functional expertise to understand end to end Liabilities product processes and implement solutions for Business improvement.
- Design simplified processes for Liabilities product management through Business partners and solution end to end functional operations effectively.
- Review Cost Control measures for the Business and implement effective solutions and processes for Internal bank and partners/vendors.
- Manage and own tech developments with IT independently.
- Cross functional coordination and BC partner management.
- Partnership management efficiently and review commissions and payout related to Business and work aggressively on business development, promotion and building profitability of the product.
- Introducing and keeping the business measurements and preparing data reports and dashboards.
- Making processes effective and efficient by continuous improvement.
- Design workflow and make appropriate recommendations that will positively impact operational effectiveness.
- Review and design product end to end process journeys for Business efficiency.
- Regulatory reporting and process controls for Financial Inclusion products
- Crossell and Business Development initiatives through Digital processes
- To build and manage business flow. E.g. Leads, Tracking mechanism, initiatives etc.
- Manage end to end regulatory reporting for the business and automate reports.
- Management of Priority Sector Lending norms and processes for the Business segment.
- Formulation of Standard Operating Procedures and ongoing monitoring through Standard Measurement Systems & Controls to ensure Continuous Improvement.
- Ability to bridge technology and business goal to provide productive solutions to the required stake holders.
- Capability to re-engineer and redefine processes.
- Experienced in interfacing with key business units including Product, Operations, Vendor Management and Technology Research.
- Excellent communicator with emphasis on building strong relationships of IT and Operations personnel.
- Quick learner who can rapidly adapt to emerging technologies.
- QUALIFICATIONS AND EXPERIENCE REQUIREMENT Qualifications
Essential
MBA and/or CA or Graduate with additional relevant experience
Experience
| Essential | Min. 8 years with at least 5 years in Banking and Product Role | ||
| Preferred | Experience in Bank Product Role & IT Improvements | ||
| Excellent communication, negotiation and influencing skills | |||
| Ideally prior experience working for a Fintech, Consultancy or a Bank. | |||
| Background in Banking Product role with expertise in Business Analytical functions | |||
| Ability to structure, plan and execute products covering various business areas | |||
B. COMPETENCY REQUIREMENTS
a. Technical Skills
| Skill | Attribute |
| Product | Overall Product Management, including |
| Management | • Designing and Developing |
| • Initiating & Planning | |
| • Delivering results | |
| • Monitoring & Controlling | |
| • Product Risks | |
| • Stakeholder Management | |
| Business | • Requirement gathering to produce structured, functional specifications |
| Analysis | • Working on complex data elements |
| • Proven record of working through the full product life cycle | |
| • Experience of working in a banking change environment | |
| • Strong analytical skills | |
| • Strong stakeholder management | |
| • Excellent communication skills | |
| Consulting | • Dealing with a cross section of colleagues, influencing skills and building bridges |
| Skills | to achieve desired results |
| • Business Analysis, Product Management | |
| • Ability and flexibility to work in disparate business areas of the Bank | |
| • Delivery Excellence in reports & presentations produced | |
| EUC Skills | Expertise in MS Excel, Word & PowerPoint |
| Creating smart & effective PowerPoint decks | |
| b. Behavioural Skills |
| Competencies | Attribute |
| Self-Driven | Energetic, Self-starter & self-driven & should continuously improvise |
| Accountability | Being answerable and liable |
| Analytical Thinking | The scientific approach to problem solving. Definition; Hypothesis; Facts; |
| Analysis; Solution. | |
| Attention to Detail | Being meticulous and checking the nitty gritty |
| Conceptual Thinking | Ability to identify patterns or links between seemingly unrelated issues |
| Creativity | Creating new & imaginative ideas to be applied as solutions |
| Teamwork | Working Collaboratively to achieve the common goals |
| People Skills | Understanding people; using appropriate approaches to obtain results |
| Communications | The ability to convey information to others effectively and efficiently |
| Time Management | Managing time effectively – allocating the right time to the right activity |
| Problem Solving | Using generic or ad hoc methods, in an orderly manner, for finding solutions |
| to problems | |
| Initiative | Ability to assess and take initiatives independently |
| Active Listening | Ability to listen, comprehend & have an eye for details |
| Result Oriented | End Result Time-Bound Delivery Skill |
For Management 2000 Placements & Recruitments Pvt., Ltd.,
Seema Kakra
Business Consulting Partner
Contact:+91 7878551502
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