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Company :- One Of The Leading Bank
Position :- Credit Rating Analyst
Location:- Lower Parel – Mumbai
Grade:- Senior Manager
Job Description
| Job Title | Credit Rating Analyst |
| Grade | SM |
| Department | Portfolio Risk Review |
| Location | Controlling Office – Mumbai |
| Reporting To | Head – Sectoral Risk & Post Sanction Review |
Position Responsibilities
| – To carry out an independent assessment on the credit quality of a borrower that signifies the level of risk associated with the client and assigning ratings as per Banks internal rating model – Ensuring that the ratings are accurate and up-to-date with the all available information at all points of time by tracking news, reports both internal and external and quarterly performance of the companies under review – Comprehensive and independent analysis of companies’ performance in assigned portfolio by assessing credit proposals, financial statements, projections and other information to assess the credit worthiness of the entity – Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the businesses – Independently handling rating assignments for entities of varying sizes and preparing rationales for the ratings assigned – Perform surveillance of the ratings in the assigned portfolio and review ratings on the basis of new developments in the company/industry – Monitoring portfolio performance for stress indicators and recommend suitable rating actions and highlight key risk factors – Adhering to standard operating procedure & policies – Ensuring quality check of the work deliverables |
Qualifications and Experience Requirement
| Essential Qualifications | Preferably an MBA (Tier1/2 or equivalent campus) or CA with minimum 3-6 years experience in rating large and mid corporates |
| Behavioral Skills | |
| Good writing and oral communication skills with excellent command over English. Conducts duties with good judgment and in good faith | |
| Ability to work well individually and in teams, share information and support colleagues | |
| Has good analytical thinking and an eye for detail. Excellent time management capabilities | |
| Acts in a manner that earns the trust and admiration of others. Enterprising and take ownership of ones actions | |
| Good at organizing, planning, scheduling, and coordinating workloads to meet established deadlines | |
| Works collaboratively to achieve the common goals and be successful together. Influences stakeholders in a smooth, non-abrasive manner | |
| Flexibility and ability to work in a fast-paced environment where priorities shift rapidly |
Target companies like : CRISIL ratings, ICRA ratings, CARE ratings, India Ratings, ICICI Bank, CRISIL SME ratings, SBI bank should be looked at with ~2-5 years’ experience in ratings profile.
For Management 2000 Placements & Recruitments Pvt., Ltd.,
Kalpana Jha
Branch Business Consulting Partner
kalpana@careerzodiac.com
9328509360
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